Steps For Filing Bankruptcy in California
If you have encountered financial difficulties that you cannot resolve without filing for bankruptcy, you need to know the steps for filing a bankruptcy in CA. The Long Beach, CA Claveran Law Firm has been representing people in bankruptcy court for 20 years. At Claveran Law Firm, we understand the stress of living under a crushing debt load. We can help you through a very difficult time in your life, getting you the “fresh start” you need to get you life back on track.
The first step toward filing for bankruptcy is listing all of your assets and liabilities: how much you owe and to whom, and the assets that make up your estate. You will be required to provide a schedule of this information when you file for bankruptcy. You must also gather records of your employment, income, and taxes, all of which you also will be required to supply to the court when you file for bankruptcy. And you must put together a detailed listing of your monthly expenses, including but not limited to mortgage or rent payments, utilities, groceries, automobile payments and the like. The experienced bankruptcy law firm of Laura E. Claveran will guide you through the preparation of these documents, and will help you identify the information that must be reported.
In order to start the bankruptcy itself, your attorneys will file a petition on your behalf, along with the schedules and Statement of Financial Position that you have prepared. Your creditors will receive copies of the petition and the accompanying documents. Thereafter, the court will appoint a trustee to oversee your bankruptcy, and through meetings with creditors and the trustee, you may obtain the ”fresh start” you need.
Bankruptcy laws are complex, and you may not qualify for all types of bankruptcy filings, and all of your debts may not be discharged.
Contact the Claveran Law Firm by completing our Web form, or call 888-838-0431 to discuss which bankruptcy option may be right for you, and what you can expect in bankruptcy court.
